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Evidence before salesmanship

Precious Metals in an IRA

Explore the rules, risks, and real economics of gold, silver, platinum, and palladium inside retirement accounts.

Four metals. Four different markets.

Some gold, silver, platinum and palladium products qualify under the IRS's collectibles exceptions—but not every coin or bar does. Explore the metal rules before you compare dealer prices.

Original AI illustration of four precious metals standing together
New · October 2026

Coin eligibility and gold-versus-silver economics

Check the product, compare total costs, and understand why a lower price per ounce need not mean a better deal.

Eligibility first, sales second

The statutory exceptions in IRC §408(m) as explained by the IRS are the starting point. Dealer marketing is not an official approval. We do not maintain a fake “IRS-approved coin” badge system.